Verify Error: IRS Direct Deposit Reject Cd 44 - See Details

Symptoms

Fatal Verify Error
’ IRS Direct Deposit Reject Cd 44 - See Details’  

Cause

Refund over 10k
No Total Tax calculations are present on Line 24 of the 1040 return.
Line 2 of the W2 is over 10k

Link displayed in Verify Error: https://www.irs.gov/irm/part21/irm_21-004-001r#idm139695684851760

Resolution 

Verify W2 data is correct; Suggest to ERO to change the distribution to Check from IRS & get payment for Prep fees upfront.

Another way to word this situation:
IF the program allowed Direct Deposit or RT (Bank product) of this return the IRS would cut the check regardless & the preparer wouldn't get paid.